Shawna's Weight Loss Surgery Journal
My Letters

The following are letters from myself, doctors and surgeon that were submitted to my insurance company for approval.  Feel free to use any part of these letters for your letters.

My first letter to United Healthcare:

To Whom It May Concern:

This letter is asking for surgical authorization for Laparoscopic Gastric Bypass for the reasons listed below. 

I am a 25-year-old morbidly obese female who is 6 feet tall and weigh 398 lbs., giving me a body mass index of 53.  The degree of obesity associated with a particular BMI ranges from mild obesity at a BMI near 27, moderate obesity at a BMI between 27 - 30, severe obesity at 30 - 35, to very severe obesity for patients with a BMI of 40 or greater. Therefore, I may be classified as being very severely obese. The annual number of deaths in America attributable to obesity has been estimated to be 300,000 deaths per year. With my abnormally high BMI, I am at an estimated 190 percent increased risk of death at my present weight.

I am having significant adverse symptoms from my obesity. I have difficulty standing as my job requires, performing my daily activities, and it has become exceedingly challenging for me to participate with my family and friends in recreational activities.  I suffer from hypertension, acid reflex, urinary incontinence, laps of depression, aching feet and severe back pain which spreads into my legs, and because of those pains and aches in my back and legs, I have difficulty sleeping, and therefore, am fatigued and tired during the day. This surgery usually cures acid reflux, urinary incontinence, hypertension and sleep disturbances.

My family history is as follows:
On both sides of the family, approximately 75% of all known relatives are obese. 
Mother: Arthritis in knees and hips and breast cancer at the age of 43 (which has a greater occurrence rate in obese individuals than those with a BMI of less than 30). 
Mothers father: Adult onset diabetes and hypertension. 
Father:  Hypertension and a herniated disk in his back at age 45.
Fathers father:
Hypertension and heart disease that resulted in a quadruple bypass at the age of 52.
Fathers mother:
Suffers from depression and has arthritis in her knees.

I have made many, many attempts to lose weight and this has gone on all my life. Attached, please find my medical records from 1997 to present.  I was put on Meridia several times by my doctor to help lose weight but I suffered from severe side effects including stomach pains, oral ulcers, and nausea.  I have tried The Diet Center, Slim-Fast, Richard Simmons, The All American Slim-Down, The Carbohydrate Addicts Diet, The Atkins Diet and various exercise programs.  As you can see, I have spent all my adult life trying to lose weight. I am now at the point where everything is an effort. I have functional impairment in the activities of daily living. This dysfunction impacts sleep, recreation, work and social interactions.

In addition, I inquired with Maryland State Senator Barbara Hoffman regarding Senate Bill #522, which was signed by the Governor on May 18, 2001.  This bill was concerning the coverage required by Health Insurance Plans in Maryland to cover the treatment of morbid obesity (if medically necessary) and it became effective on October 1, 2001.

As you can see I have exhausted all the traditional ways to lose weight. The gastric bypass is an approved and proven means to permanently lose weight. Please approve this surgery for me.  Letters from my Primary Care Physician and my Bariatric Surgeon are available upon request.  Thank you.

Sincerely,

 

My PCP's first letter to United Healthcare:

SOON TO COME!!!

My Appeal letter to United Healthcare:

On August 26, 2002, I received a letter from you stating that I was denied for coverage for Gastric Bypass surgery.  This letter is again requesting surgical authorization for Laparoscopic Gastric Bypass.  I will be staying with Alpha Corporation for at least the next 10 to 20 years, and they have informed me that they do not intend to change insurance carriers in the upcoming years.  Please read this letter in its entirety.  I plan to show and convince you that this surgery is medically necessary.  You can plainly see that Gastric Bypass will be beneficial for United Healthcare and myself from my previously submitted test results, family history and the below information. 

I am a 26-year-old super morbidly obese female who is 6 feet tall and weigh 406 lbs., giving me a body mass index of 55.   As quoted in your denial letter and in the policy exclusions, surgical and non-surgical treatment of obesity (including morbid obesity) are excluded.  I, however, am neither obese nor morbidly obese.  I am classified as SUPER Morbidly Obese which is not listed as an exclusion in my policy.  The classifications, according to the National Institute of Health are as follows:

            A BMI of 18.5 or less               Underweight
           
18.5 - 24.9                                Normal
            25.0 - 29.9                                Overweight
           
30.0 - 39.9                                Obesity
            40.0 - 49.9                                Morbid Obesity
           
50.0 and greater                        Super Morbid Obesity

Along with the obvious physical difficulties of being super morbidly obese, I suffer from gastritis, obstructive sleep apnea, edema, hypertension, urinary incontinence, plantar faciitis, osteoarthritis in both knees, pain in my hips when walking, rashes, acne, boils, shortness of breath, constant pain in my ankles and elbows, depression, aching feet and severe back pain which causes pain and numbness in my thighs.  Gastric Bypass is a proven cure for all of these comorbidities. 

I have researched a few of the above comorbidities and the medications/treatments I will need to maintain my health without this surgery.  Those approximate costs are as follows:

Obstructive Sleep Apnea: CPAP machine-$600 - $1200
HypertensionHigh Blood Pressure Medication (Lasix)-$20 / month
Depression: Anti-depression medication (Wellbutrin)-$90 / month
Depression: Weekly Psychiatric Appointments-$250 / each
Severe Back Pain: Pain medication (800mg Ibuprofen)-$30 / month
Severe Back Pain: Cort
isone Shots-$180 each
Severe Back Pain: MRI / X-rays-$1,500
Arthritis in knees: Pain medication (Celebrex)-$225 / month
Arthritis in knees: Cortisone Shots-$180 each
Arthritis in knees: Total Knee Replacement Surgery (TKR)-$25,000 each knee

The above estimate is just for a few of the comorbidities that I currently have.  This does not include my increased risk factor for diabetes, breast, endometrial or colon cancer, herniated/slipped disks, heart disease, stroke, gallbladder disease, skin infections, congestive heart failure, kidney stones, and more.  Gastric Bypass is a proven preventative surgery as well.

Gastric Bypass surgery involves reducing the size of the gastric reservoir.  Eating behavior changes dramatically, making it impossible for the person to consume large quantities of calories.  This reduces the overall hunger and daily caloric intake and ensures that the patient practices modification.  I have thoroughly researched the different types of weight loss surgeries.  After this extensive research, I am convinced that the Laparoscopic Gastric Bypass (Lap RNY) is the safest and most effective procedure.  Especially of concern to me when researching the Gastric Bypass surgery was the fact that 20-30% of all patients who receive the open procedure have further incision complications including, but not limited to infection and hernia(s), requiring additional surgery.  That is why I have chosen the Laparoscopic procedure.

A recent study (Duke University) compared cost/effectiveness of medical vs. surgical management of obesity and concluded surgery was a less costly treatment option for those with extreme obesity and had a significantly greater success rate.  Surgical patients had a 90 percent successful weight loss at year 5 compared to only 21 percent in the medical group. The cost per pound lost for medical therapy exceeded the cost of surgical therapy in the sixth post-treatment year.[i]

Obesity has been shown to directly increase health care costs. In an article in the March 9, 1998 issue of the Archives of Internal Medicine, 17,118 members of the Kaiser Permenente Medical Care Program were studied to determine the association between body fatness and health care costs. The results showed that patients with BMIs greater than 30 had a 2.4 times greater risk for increased inpatient and outpatient costs than patients with BMIs fewer than 30. For patients with BMIs greater than 30, the study also showed increases in health care costs related to diabetes, depression and hypertension.[ii]  [iii]

Beliefs about the role of personal responsibility and weight control are perhaps the most significant obstacle to health insurance coverage. A great many health care conditions involve personal behavior. Hypertension, diabetes, sexually transmitted diseases, including HIV/AIDs, and sports injuries all involve as much if not greater personal behavior than obesity. Some thirty-percent of all cancers are reportedly due to diet, nutrition and physical inactivity. Skin cancer may be due to persons who are genetically susceptible exposing themselves to the sun without proper personal protection. But their skin cancer costs are reimbursed.[iv]                                                                                              

I am very well educated in the area of Gastric Bypass Surgery.  I have been researching Weight Loss Surgery (WLS) for over a year.  I have been attending support group meetings where the participants are mostly post operative gastric bypass surgery patients.  I have learned a tremendous amount from all these people. I know what this surgery will do for health.  That is why I want and NEED to have this surgery.  After reviewing my family medical history, you will probably agree with me that to not have this surgery will surely lead to more severe medical problems in the future.

I have already begun to prepare and make adjustments in my life for this surgery.   I am dedicated to leading a healthy life before and after this surgery.  I am on the Atkins high protein, low carb diet and I have been taking vitamins for 3 months including a multi-vitamin, sublingual B-12, calcium citrate and iron.  I walk for 20 minutes 3 times a week, have been seeing a nutritionist (at my own cost), drink 60-70 ounces of water a day and have overcome my biggest hurdle, smoking.  I quit the day after my consultation with Dr. Greene to show him how dedicated I was.  Unfortunately, even though I am eating and exercising like I should to be healthy, I have actually gained 8 pounds in the past 3 months.  My caloric intake is still over the recommended 1200 calories a day due to my constant hunger.  Gastric Bypass is a hunger deterrent as the pouch stays full for long periods of time.

Since my initial consultation with Dr. Greene on May 7, 2002, I find that my health is continuing to deteriorate.  My quality of life is deteriorating to the point that I do very little.  Please do not think that I am a lazy person who just needs to go on a diet and exercise.  It is much more complex than that.  Even though I try to walk for 20 minutes 3 days a week (approx. ½ mile), it takes me the 2-3 days until the next time I walk to recover physically.  I have very little stamina to interact with my friends and family.  My increasing physical ailments continue to make walking difficult and painful.

I have made many, many attempts to lose weight.  I do not choose to be super morbidly obese.  I do not want to be super morbidly obese.  This is not a cosmetic surgery and Im not trying to look like a supermodel.  I would just like to live a normal, healthy life.  A normal person cant even begin to understand what its like to be super morbidly obese.  It is extremely upsetting when you try and do things like going shopping at the grocery store, only to have people looking in your cart to see what your buying, or to have little kids loudly telling their moms when you pass by that Look mommy, shes fat! and even have people stare and whisper about you when you go out to eat because you cant fit in the booth and heaven for bid a fat person ever eat in public.  Its HUMILIATING and degrading to say the least.  I regularly find it preferable to avoid social interactions or public places, choosing to limit my own freedom, rather than suffer the embarrassment. 

My dreams include getting married, having children, being able to run after my children, to have a happy/healthy life and function like a normal person.  I constantly wonder if Ill ever be able to not worry about my weight all of the time.  I would love to be able to take trips on airplanes, ride horses, go to amusement parks, go dancing, and all of the other things a normal 26 year old would do.  I dont and cant even attempt any of these things because I am super morbidly obese.

So it comes down to this.  If I had Type II diabetes, skin cancer or heart disease, would UHC deny me coverage?  NO!  Why??  They are all diseases that are caused by personal behavior and genetic history, so why isnt super morbid obesity covered as well?  It is unreasonable that UHC would deny me coverage based on my family history alone.

I once again hope I have made it clear what it is like to be super morbidly obese and the struggles I live with on a day to day basis.  I would hope that United Healthcare would be open minded enough to review my case and see that the benefits of Gastric Bypass Surgery far out weigh the drawbacks and approve me for this surgery.
__________________

[i] Duke Health / Health Services(website) - http://dukehealth.org/obesity/problem.asp  Obesity as a Healthcare Problem
[ii] Obesityhelp.com (website) - http://www.obesityhelp.com/morbidobesity/m-instrouble.phtml 
[iii] Weighing the Options - Criteria for Evaluating Weight-Management Programs. Institute of Medicine, National Academy of Sciences. 1995; 50-51.
[iv] American Obesity Association (website) - http://www.obesity.org/treatment/health_plans_cover.shtml  Why Health Plans Should Cover Treatments for Obesity

My First Letter to Carefirst:

This letter is asking for surgical authorization for Laparoscopic Gastric Bypass for the reasons listed below. 

I am a 26-year-old morbidly obese female who is 6 feet tall and weigh 414 lbs., giving me a body mass index of 56.  The degree of obesity associated with a particular BMI ranges from mild obesity at a BMI near 27, moderate obesity at a BMI between 27 - 30, severe obesity at 30 - 35, to very severe obesity for patients with a BMI of 40 or greater. Therefore, I may be classified as being very severely obese. The annual number of deaths in America attributable to obesity has been estimated to be 300,000 deaths per year. With my abnormally high BMI, I am at an estimated 190 percent increased risk of death at my present weight.

I am having significant adverse symptoms from my obesity. I have difficulty standing as my job requires, performing my daily activities, and it has become exceedingly challenging for me to participate with my family and friends in recreational activities.  I suffer from hypertension, acid reflex, urinary incontinence, laps of depression, plantar faciitis and severe back pain which spreads into my legs, and because of those pains and aches in my back and legs, I have difficulty sleeping, and therefore, am fatigued and tired during the day. This surgery usually cures the above comorbidities.

Along with the obvious physical difficulties of being super morbidly obese, I suffer from gastritis, obstructive sleep apnea, edema, hypertension, urinary incontinence, plantar faciitis, osteoarthritis in both knees, pain in my hips when walking, rashes, acne, boils, shortness of breath, constant pain in my ankles and elbows, depression, aching feet and severe back pain which causes pain and numbness in my thighs.  Gastric Bypass is a proven cure for all of these comorbidities.   Please see my below family history to see my increased risks for diabetes, breast, endometrial or colon cancer, herniated/slipped disks, heart disease, stroke, gallbladder disease, skin infections, kidney stones, and more.

My family history is as follows:

On both sides of the family, approximately 75% of all known relatives are obese. 
Mother:
Arthritis in knees and hips and breast cancer at the age of 43, breast reconstruction at age 51 and a mini stroke at age 52.
Mothers father: Type II Diabetes, heart disease, stroke and hypertension. 
Father:  Hypertension, kidney stones and a herniated disk in his back at age 45.
Fathers father: Hypertension, Type II Diabetes, heart disease (quadruple bypass at the age of 52) and neuropathy which took his life at age 77.
Fathers mother: Depression, high blood pressure and arthritis in her knees.

I have made many, many attempts to lose weight and this has gone on all my life. Attached, please find my medical records from 1997 to present.  I was put on Meridia several times by my doctor to help lose weight but I suffered from severe side effects including stomach pains, oral ulcers, and nausea.  I also was put on a diet by my nutritionist but have not succeeded in losing more than 3 lbs in a month.  Commercial diets are as follows: The Diet Center, Slim-Fast, Richard Simmons, The All American Slim-Down, The Carbohydrate Addicts Diet, The Atkins Diet and various exercise programs including joining several gyms.  As you can see, I have spent all my adult life trying to lose weight. I am now at the point where everything is an effort. I have functional impairment in the activities of daily living. This dysfunction impacts sleep, recreation, work and social interactions.

Gastric Bypass surgery involves reducing the size of the gastric reservoir.  Eating behavior changes dramatically, making it impossible for the person to consume large quantities of calories.  This reduces the overall hunger and daily caloric intake and ensures that the patient practices modification.  I have thoroughly researched the different types of weight loss surgeries.  After this extensive research, I am convinced that the Laparoscopic Gastric Bypass (Lap RNY) is the safest and most effective procedure.  Especially of concern to me when researching the Gastric Bypass surgery was the fact that 20-30% of all patients who receive the open procedure have further incision complications including, but not limited to infection and hernia(s), requiring additional surgery.  That is why I have chosen the Laparoscopic procedure.

A recent study (Duke University) compared cost/effectiveness of medical vs. surgical management of obesity and concluded surgery was a less costly treatment option for those with extreme obesity and had a significantly greater success rate.  Surgical patients had a 90 percent successful weight loss at year 5 compared to only 21 percent in the medical group. The cost per pound lost for medical therapy exceeded the cost of surgical therapy in the sixth post-treatment year.[i]

Obesity has been shown to directly increase health care costs. In an article in the March 9, 1998 issue of the Archives of Internal Medicine, 17,118 members of the Kaiser Permenente Medical Care Program were studied to determine the association between body fatness and health care costs. The results showed that patients with BMIs greater than 30 had a 2.4 times greater risk for increased inpatient and outpatient costs than patients with BMIs fewer than 30. For patients with BMIs greater than 30, the study also showed increases in health care costs related to diabetes, depression and hypertension.[ii]  [iii]

Beliefs about the role of personal responsibility and weight control are perhaps the most significant obstacle to health insurance coverage. A great many health care conditions involve personal behavior. Hypertension, diabetes, sexually transmitted diseases, including HIV/AIDs, and sports injuries all involve as much if not greater personal behavior than obesity. Some thirty-percent of all cancers are reportedly due to diet, nutrition and physical inactivity. Skin cancer may be due to persons who are genetically susceptible exposing themselves to the sun without proper personal protection. But their skin cancer costs are reimbursed. [iv]

I have already begun to prepare and make adjustments in my life for this surgery.   I am dedicated to leading a healthy life before and after this surgery.  I have been taking vitamins for 3 months including a multi-vitamin, sublingual B-12, calcium citrate and iron.  I walk for 20 minutes 3 times a week, have seen a nutritionist (at my own cost), drink 60-70 ounces of water a day and have overcome my biggest hurdle, smoking.

I have made many, many attempts to lose weight.  I do not choose to be morbidly obese.  I do not want to be morbidly obese.  This is not a cosmetic surgery and Im not trying to look like a supermodel.  I would just like to live a normal, healthy life.  I regularly find it preferable to avoid social interactions or public places, choosing to limit my own freedom, rather than suffer the embarrassment of going out of my house only to be stared at or have people yell out nasty comments regarding my size. 

My dreams include getting married, having children, being able to run after my children, to have a happy/healthy life and function like a normal person.  I constantly wonder if Ill ever be able to not worry about my weight all of the time.  I would love to be able to take trips on airplanes, ride horses, go to amusement parks, go dancing, and all of the other things a normal 26 year old would do.  I dont and cant even attempt any of these things because I am super morbidly obese.

I hope that I have made it clear what it is like to be super morbidly obese and the struggles I live with on a day to day basis.  I whole heartedly hope that Carefirst Blue Choice will be open minded enough to review my case and see that the benefits of Gastric Bypass Surgery far out weigh the drawbacks and approve me for this surgery.


[i] Duke Health / Health Services(website) - http://dukehealth.org/obesity/problem.asp  Obesity as a Healthcare Problem
[ii] Obesityhelp.com (website) - http://www.obesityhelp.com/morbidobesity/m-instrouble.phtml 
[iii] Weighing the Options - Criteria for Evaluating Weight-Management Programs. Institute of Medicine, National Academy of Sciences. 1995; 50-51.
[iv] American Obesity Association (website) - http://www.obesity.org/treatment/health_plans_cover.shtml  Why Health Plans Should Cover Treatments for Obesity


My PCP's First Letter to Carefirst:

My patient, Shawna G, has suffered with morbid obesity since the age of eight.  Ms. Greenway's weight classification as defined by the National Institute of Health is Super Morbidly Obese and in itself should speak to the medical necessity for Gastric Bypass Surgery.  If her weight condition should go unchecked or untreated, the covered medical expenses related to complications associated with morbid obesity will prove more costly to Carefirst Blue Choice than the approval and coverage of the gastric bypass as a treatment for her comorbidities.


On exam, Ms. Greenway is 70.5 inches tall, weighs 404 lbs and has a BMI of 55.  Her vital signs are stable and heart and lung exams are unremarkable.  No hepatosplenomegaly is palpated.  Both knees are crepitant.  Ms. Greenway is being treated for sleep apnea, depression, bilateral knee osteoarthritis and hypertension.  She also suffers from gastric reflux, chronic sinusitis, plantar fasciitis and severe dyspnea with the slightest exertion.


Ms. Greenway has an extensive diet history including Richard Simmons, Dr. Atkins, Slim Fast, The Diet Center, The All American Slim Down and The Carbohydrate Addicts Diet along with many exercise programs.  She has also taken Meridia without results.  Her mother, father, sister, and grandparents are all obese.


I know Ms. Greenway to be extremely stable and responsible and I strongly recommend that you approve her for Laparoscopic Gastric Bypass surgery.  Please let me know if I can provide any further information or assistance. 

 

PLASTIC SURGERY LETTERS

To Whom It May Concern:

 

This letter is asking for surgical authorization for reconstructive surgery after massive weight loss.  Reconstructive surgery is performed on abnormal structures of the body.  The reconstructive procedures along with the procedure codes are as follows: 

 

Abdominoplasty CPT 15831

Mastopexy CPT 19316

Upper Arm Brachioplasty CPT 15836

Thighplasty CPT15832

Hip-Plasty CPT 15834

 

Over a year ago, I was a 6 foot tall female weighing in at 445 lbs., giving me a body mass index of 60 (super morbidly obese).  Through a miraculous and life saving operation, gastric bypass surgery, I have managed to lose 225 lbs and now weigh 220 lbs, putting my body mass index at 29 (overweight).  Although my health has greatly improved, I now suffer from a large amount of skin (approx. 25-35 lbs) hanging off of my body causing me an all new set of health problems including, but not limited to, skin rashes, recurring yeast infections (vaginal as well as under the folds of my pannus), fungal infections, open sores, boils, acne, constant pain in my back and shoulders, hip pain and body odor.  It will be impossible for me to lose any more weight or improve the amount of skin hanging from my body without having it SURGICALLY REMOVED from my body.

 

I have successfully lost 225 lbs due to permanent lifestyle changes and exercise but still am qualified as overweight because of the weight of the skin.  I am, however, constantly plagued with painful, seeping rashes wherever my skin hangs or rubs together.  Under my breasts, my hanging stomach and between my thighs seem to be the main problem areas.  Along with the rashes and infections, comes the smell.  I am meticulous about my personal hygiene, and the odor is an ongoing battle for me.  The skin irritations and odor have become increasingly worse in the past couple of months and is making it extremely hard to keep up my workout regime as it only increases the frequency and severity of the rashes, yeast infections, odor, etc.  

 

To treat these skin irritations and problems, I have tried several over the counter remedies, from powders, cortisone cream, Neosporin and antibiotic sprays along with steroid creams and antifungal creams that were prescribed by my doctor or from samples I obtained at her office.   It has become increasingly difficult, even with prescriptions, to cure these skin problems due to the fact that the healing skin only gets irritated again with the movement of my body or simple everyday activities. 

My other problems with the weight of the skin is horrid back and shoulder pain.  I have been increasingly aware of the pain in my back, shoulders and hips as I exercise.  But when sitting at my desk during the day, I have pain going from the middle of my back up to my shoulders and on many days, it triggers migraine headaches because of the pulling to my shoulders.  I also now have painful grooves on my shoulders that my bra strap digs into.  My skin is literally against the bone in the grooves.  My hip pain usually occurs when I am at the gym exercising and the skin is pulling at my abdomen and hips.  I many times have pain in my abdominal wall along with the hip and lower back pain from the weight of the skin pulling.  I have tried special bras, under garments and abdominal binders to help contain the pulling of the skin to a minimal but none of them have had adequate support or resolve.  The skin also greatly limits my movements and any fast movement with my body, be it arms, legs or torso, causes me great pain.

 

I ask that you please grant my request for surgical authorization on the removal of excess skin due to the above medical issues.  Please also take into account the enclosed photographs to see the extent of skin I have overhanging my stomach, hips, buttocks, upper arms, thighs and breasts.  I am not requesting these surgeries for cosmetic purposes, but to improve my overall health through reconstructive surgery.  Please see the attached letters from my PCP and reconstructive surgeon supporting the medical necessity for these procedures.

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