My first letter to United Healthcare:
To Whom It May Concern:
This
letter is asking for surgical authorization for Laparoscopic Gastric Bypass for the reasons listed below.
I am a 25-year-old morbidly obese
female who is 6 feet tall and weigh 398 lbs., giving me a body mass index of 53. The
degree of obesity associated with a particular BMI ranges from mild obesity at a BMI near 27, moderate obesity at a BMI between
27 - 30, severe obesity at 30 - 35, to very severe obesity for patients with a BMI of 40 or greater. Therefore, I may be classified
as being very severely obese. The annual number of deaths in America attributable to obesity has been estimated to be 300,000
deaths per year. With my abnormally high BMI, I am at an estimated 190 percent increased risk of death at my present weight.
I am
having significant adverse symptoms from my obesity. I have difficulty standing as my job requires, performing my daily activities,
and it has become exceedingly challenging for me to participate with my family and friends in recreational activities. I suffer from hypertension, acid reflex, urinary incontinence, laps of depression,
aching feet and severe back pain which spreads into my legs, and because of those pains and aches in my back and legs, I have
difficulty sleeping, and therefore, am fatigued and tired during the day. This surgery usually cures acid reflux, urinary
incontinence, hypertension and sleep disturbances.
My family
history is as follows: On both sides
of the family, approximately 75% of all known relatives are obese.
Mother: Arthritis in knees
and hips and breast cancer at the age of 43 (which has a greater occurrence rate in obese individuals than those with a BMI
of less than 30). Mothers father: Adult onset diabetes and hypertension. Father: Hypertension and a herniated disk in his back at age 45. Fathers father: Hypertension and heart disease that resulted in a quadruple bypass at the age of 52. Fathers
mother: Suffers from depression and
has arthritis in her knees.
I have
made many, many attempts to lose weight and this has gone on all my life. Attached, please find my medical records from 1997
to present. I was put on Meridia several times by my doctor to help lose weight
but I suffered from severe side effects including stomach pains, oral ulcers, and nausea.
I have tried The Diet Center, Slim-Fast, Richard Simmons, The All American Slim-Down, The Carbohydrate Addicts Diet,
The Atkins Diet and various exercise programs. As you can see, I have spent all
my adult life trying to lose weight. I am now at the point where everything is an effort. I have functional impairment in
the activities of daily living. This dysfunction impacts sleep, recreation, work and social interactions.
In addition,
I inquired with Maryland State Senator Barbara Hoffman regarding Senate Bill #522, which was signed by the Governor on May
18, 2001. This bill was concerning the coverage required by Health Insurance
Plans in Maryland to cover the treatment of morbid obesity (if medically necessary) and it became effective on October 1,
2001.
As you
can see I have exhausted all the traditional ways to lose weight. The gastric bypass is an approved and proven means to permanently
lose weight. Please approve this surgery for me. Letters from my Primary Care
Physician and my Bariatric Surgeon are available upon request. Thank you.
Sincerely,
My PCP's first letter to United Healthcare:
SOON TO COME!!!
My Appeal letter to United Healthcare:
On August 26, 2002, I received a letter from you stating that I was denied for coverage for Gastric Bypass surgery. This letter is again requesting surgical authorization for Laparoscopic Gastric Bypass. I will be staying with Alpha Corporation for at least the next 10 to 20 years, and they have informed me
that they do not intend to change insurance carriers in the upcoming years. Please
read this letter in its entirety. I plan to show and convince you that this surgery
is medically necessary. You can plainly see that Gastric Bypass will be beneficial
for United Healthcare and myself from my previously submitted test results, family history and the below information.
I am a 26-year-old super morbidly obese female who is 6 feet tall and weigh
406 lbs., giving me a body mass index of 55. As
quoted in your denial letter and in the policy exclusions, surgical and non-surgical treatment of obesity (including morbid
obesity) are excluded. I, however, am neither obese nor morbidly obese. I am classified as SUPER Morbidly Obese which is not listed as an exclusion in
my policy. The classifications, according to the National Institute of Health
are as follows:
A BMI of 18.5 or less Underweight
18.5 - 24.9
Normal 25.0 - 29.9 Overweight
30.0 - 39.9
Obesity
40.0 - 49.9
Morbid Obesity 50.0 and greater
Super Morbid Obesity
Along with the obvious physical difficulties
of being super morbidly obese, I suffer from gastritis, obstructive sleep apnea, edema, hypertension, urinary incontinence,
plantar faciitis, osteoarthritis in both knees, pain in my hips when walking, rashes, acne, boils, shortness of breath, constant
pain in my ankles and elbows, depression, aching feet and severe back pain which causes pain and numbness in my thighs. Gastric Bypass is a proven cure for all of these comorbidities.
I have researched a few of the above comorbidities
and the medications/treatments I will need to maintain my health without this surgery.
Those approximate costs are as follows:
Obstructive Sleep Apnea: CPAP machine-$600 - $1200 Hypertension: High Blood Pressure Medication (Lasix)-$20 / month Depression: Anti-depression medication (Wellbutrin)-$90 / month Depression: Weekly
Psychiatric Appointments-$250 / each Severe
Back Pain: Pain medication (800mg Ibuprofen)-$30 / month Severe Back Pain: Cortisone Shots-$180 each Severe Back Pain: MRI / X-rays-$1,500 Arthritis
in knees: Pain medication (Celebrex)-$225 / month Arthritis in knees: Cortisone Shots-$180
each Arthritis in knees: Total Knee Replacement
Surgery (TKR)-$25,000 each knee
The above estimate is just
for a few of the comorbidities that I currently have. This does not include my
increased risk factor for diabetes, breast, endometrial or colon cancer, herniated/slipped disks, heart disease, stroke, gallbladder
disease, skin infections, congestive heart failure, kidney stones, and more. Gastric
Bypass is a proven preventative surgery as well.
Gastric Bypass surgery
involves reducing the size of the gastric reservoir. Eating behavior changes dramatically, making it impossible for
the person to consume large quantities of calories. This reduces the overall hunger and daily caloric intake and ensures
that the patient practices modification. I have thoroughly researched the different types of weight loss surgeries.
After this extensive research, I am convinced that the Laparoscopic Gastric Bypass (Lap RNY) is the safest and most effective
procedure. Especially of concern to me when researching the Gastric Bypass surgery was the fact that 20-30% of all patients
who receive the open procedure have further incision complications including, but not limited to infection and hernia(s),
requiring additional surgery. That is why I have chosen the Laparoscopic procedure.
A recent
study (Duke University) compared cost/effectiveness of medical vs. surgical management of obesity and concluded
surgery was a less costly treatment option for those with extreme obesity and had a significantly greater success rate. Surgical patients had a 90 percent successful weight loss at year 5 compared to only
21 percent in the medical group. The cost per pound lost for medical therapy exceeded the cost of surgical therapy in the
sixth post-treatment year.[i]
Obesity has been shown to directly increase health
care costs. In an article in the March 9, 1998 issue of the Archives of Internal Medicine, 17,118 members of the Kaiser Permenente Medical Care
Program were studied to determine the association between body fatness and health care costs. The results showed that patients
with BMIs greater than 30 had a 2.4 times greater risk for increased inpatient and outpatient costs than patients with BMIs
fewer than 30. For patients with BMIs greater than 30, the study also showed increases in health care costs related to diabetes,
depression and hypertension.[ii] [iii]
Beliefs about the role of personal responsibility
and weight control are perhaps the most significant obstacle to health insurance coverage. A great many health care conditions
involve personal behavior. Hypertension, diabetes, sexually transmitted diseases, including HIV/AIDs, and sports injuries
all involve as much if not greater personal behavior than obesity. Some thirty-percent of all cancers are reportedly due to
diet, nutrition and physical inactivity. Skin cancer may be due to persons who are genetically susceptible exposing themselves
to the sun without proper personal protection. But their skin cancer costs are reimbursed.[iv]
I am very well educated
in the area of Gastric Bypass Surgery. I have been researching Weight Loss Surgery
(WLS) for over a year. I have been attending support group meetings where the
participants are mostly post operative gastric bypass surgery patients. I have
learned a tremendous amount from all these people. I know what this surgery will do for health. That is why I want and NEED to have this surgery. After reviewing
my family medical history, you will probably agree with me that to not have this surgery will surely lead to more severe medical
problems in the future.
I
have already begun to prepare and make adjustments in my life for this surgery.
I am dedicated to leading a healthy life before and after this surgery. I
am on the Atkins high protein, low carb diet and I have been taking vitamins for 3 months including a multi-vitamin, sublingual
B-12, calcium citrate and iron. I walk for 20 minutes 3 times a week, have been
seeing a nutritionist (at my own cost), drink 60-70 ounces of water a day and have overcome my biggest hurdle, smoking. I quit the day after my consultation with Dr. Greene to show him how dedicated I was. Unfortunately, even though I am eating and exercising like I should to be healthy,
I have actually gained 8 pounds in the past 3 months. My caloric intake is still
over the recommended 1200 calories a day due to my constant hunger. Gastric Bypass
is a hunger deterrent as the pouch stays full for long periods of time.
Since my initial consultation with Dr. Greene
on May 7, 2002, I find that my health is continuing to deteriorate. My quality of life is deteriorating to the point that I
do very little. Please do not think that I am a lazy person who just needs to go on a diet and exercise. It is
much more complex than that. Even though I try to walk for 20 minutes 3 days a week (approx. ½ mile), it takes me the
2-3 days until the next time I walk to recover physically. I have very little
stamina to interact with my friends and family. My increasing physical ailments continue to make walking difficult and
painful.
I have made many,
many attempts to lose weight. I do not choose to be super morbidly obese. I do not want to be super morbidly obese. This
is not a cosmetic surgery and Im not trying to look like a supermodel. I would
just like to live a normal, healthy life. A normal person cant even begin to
understand what its like to be super morbidly obese. It is extremely upsetting
when you try and do things like going shopping at the grocery store, only to have people looking in your cart to see what
your buying, or to have little kids loudly telling their moms when you pass by that Look mommy, shes fat! and even have people
stare and whisper about you when you go out to eat because you cant fit in the booth and heaven for bid a fat person ever
eat in public. Its HUMILIATING and degrading to say the least. I regularly find it preferable to avoid social interactions or public
places, choosing to limit my own freedom, rather than suffer the embarrassment.
My dreams include getting married, having children, being able to run after
my children, to have a happy/healthy life and function like a normal person. I
constantly wonder if Ill ever be able to not worry about my weight all of the time.
I would love to be able to take trips on airplanes, ride horses, go to amusement parks, go dancing, and all of the
other things a normal 26 year old would do. I dont and cant even attempt any
of these things because I am super morbidly obese.
So it comes down
to this. If I had Type II diabetes, skin cancer or heart disease, would UHC deny
me coverage? NO! Why?? They are all diseases that are caused by personal behavior and genetic history, so why isnt super morbid
obesity covered as well? It is unreasonable that UHC would deny me coverage based
on my family history alone.
I once again hope
I have made it clear what it is like to be super morbidly obese and the struggles I live with on a day to day basis. I would hope that United Healthcare would be open minded enough to review my case and
see that the benefits of Gastric Bypass Surgery far out weigh the drawbacks and approve me for this surgery. __________________
My First Letter to Carefirst:
This letter is asking for surgical authorization
for Laparoscopic Gastric Bypass for the reasons listed below.
I am a 26-year-old morbidly obese female who is 6 feet tall and weigh 414
lbs., giving me a body mass index of 56. The degree of obesity associated with
a particular BMI ranges from mild obesity at a BMI near 27, moderate obesity at a BMI between 27 - 30, severe obesity at 30
- 35, to very severe obesity for patients with a BMI of 40 or greater. Therefore, I may be classified as being very severely
obese. The annual number of deaths in America attributable to obesity has been estimated to be 300,000 deaths per year. With my abnormally high BMI, I am at an estimated
190 percent increased risk of death at my present weight.
I am having significant adverse symptoms from
my obesity. I have difficulty standing as my job requires, performing my daily activities, and it has become exceedingly challenging
for me to participate with my family and friends in recreational activities. I
suffer from hypertension, acid reflex, urinary incontinence, laps of depression, plantar faciitis and severe back pain which
spreads into my legs, and because of those pains and aches in my back and legs, I have difficulty sleeping, and therefore,
am fatigued and tired during the day. This surgery usually cures the above comorbidities.
Along with the obvious
physical difficulties of being super morbidly obese, I suffer from gastritis, obstructive sleep apnea, edema, hypertension,
urinary incontinence, plantar faciitis, osteoarthritis in both knees, pain in my hips when walking, rashes, acne, boils, shortness
of breath, constant pain in my ankles and elbows, depression, aching feet and severe back pain which causes pain and numbness
in my thighs. Gastric Bypass is a proven cure for all of these comorbidities. Please see my below family history to see my increased risks for diabetes, breast,
endometrial or colon cancer, herniated/slipped disks, heart disease, stroke, gallbladder disease, skin infections, kidney
stones, and more.
My family history is as follows:
On both sides of the family, approximately 75%
of all known relatives are obese. Mother: Arthritis in knees and hips and breast cancer
at the age of 43, breast reconstruction at age 51 and a mini stroke at age 52. Mothers father: Type II Diabetes, heart disease, stroke and
hypertension. Father: Hypertension, kidney stones
and a herniated disk in his back at age 45. Fathers
father: Hypertension, Type II Diabetes, heart disease (quadruple bypass at the age
of 52) and neuropathy which took his life at age 77. Fathers mother: Depression, high blood pressure and arthritis in her knees.
I have made many, many attempts to lose
weight and this has gone on all my life. Attached, please find my medical records from 1997 to present. I was put on Meridia several times by my doctor to help lose weight but I suffered from severe side effects
including stomach pains, oral ulcers, and nausea. I also was put on a diet by
my nutritionist but have not succeeded in losing more than 3 lbs in a month. Commercial
diets are as follows: The Diet Center, Slim-Fast, Richard Simmons, The All American Slim-Down, The Carbohydrate Addicts Diet,
The Atkins Diet and various exercise programs including joining several gyms. As
you can see, I have spent all my adult life trying to lose weight. I am now at the point where everything is an effort. I
have functional impairment in the activities of daily living. This dysfunction impacts sleep, recreation, work and social
interactions.
Gastric Bypass surgery
involves reducing the size of the gastric reservoir. Eating behavior changes dramatically, making it impossible for
the person to consume large quantities of calories. This reduces the overall hunger and daily caloric intake and ensures
that the patient practices modification. I have thoroughly researched the different types of weight loss surgeries.
After this extensive research, I am convinced that the Laparoscopic Gastric Bypass (Lap RNY) is the safest and most effective
procedure. Especially of concern to me when researching the Gastric Bypass surgery was the fact that 20-30% of all patients
who receive the open procedure have further incision complications including, but not limited to infection and hernia(s),
requiring additional surgery. That is why I have chosen the Laparoscopic procedure.
A recent
study (Duke University) compared cost/effectiveness of medical vs. surgical management of obesity and concluded
surgery was a less costly treatment option for those with extreme obesity and had a significantly greater success rate. Surgical patients had a 90 percent successful weight loss at year 5 compared to only
21 percent in the medical group. The cost per pound lost for medical therapy exceeded the cost of surgical therapy in the
sixth post-treatment year.[i]
Obesity has been shown to directly increase health
care costs. In an article in the March 9, 1998 issue of the Archives of Internal Medicine, 17,118 members of the Kaiser Permenente Medical Care
Program were studied to determine the association between body fatness and health care costs. The results showed that patients
with BMIs greater than 30 had a 2.4 times greater risk for increased inpatient and outpatient costs than patients with BMIs
fewer than 30. For patients with BMIs greater than 30, the study also showed increases in health care costs related to diabetes,
depression and hypertension.[ii] [iii]
Beliefs about the role of personal responsibility
and weight control are perhaps the most significant obstacle to health insurance coverage. A great many health care conditions
involve personal behavior. Hypertension, diabetes, sexually transmitted diseases, including HIV/AIDs, and sports injuries
all involve as much if not greater personal behavior than obesity. Some thirty-percent of all cancers are reportedly due to
diet, nutrition and physical inactivity. Skin cancer may be due to persons who are genetically susceptible exposing themselves
to the sun without proper personal protection. But their skin cancer costs are reimbursed. [iv]
I have already
begun to prepare and make adjustments in my life for this surgery. I am
dedicated to leading a healthy life before and after this surgery. I have been
taking vitamins for 3 months including a multi-vitamin, sublingual B-12, calcium citrate and iron. I walk for 20 minutes 3 times a week, have seen a nutritionist (at my own cost), drink 60-70 ounces of
water a day and have overcome my biggest hurdle, smoking.
I have made many, many attempts to lose weight. I do not choose to be morbidly obese. I
do not want to be morbidly obese. This is not a cosmetic surgery and Im not trying
to look like a supermodel. I would just like to live a normal, healthy life. I regularly find it preferable to avoid social interactions or public places, choosing
to limit my own freedom, rather than suffer the embarrassment of going out of my house only to be stared at or have people
yell out nasty comments regarding my size.
My dreams include getting married, having children, being able to run after
my children, to have a happy/healthy life and function like a normal person. I
constantly wonder if Ill ever be able to not worry about my weight all of the time.
I would love to be able to take trips on airplanes, ride horses, go to amusement parks, go dancing, and all of the
other things a normal 26 year old would do. I dont and cant even attempt any
of these things because I am super morbidly obese.
I hope that I have made it clear what it is like
to be super morbidly obese and the struggles I live with on a day to day basis. I
whole heartedly hope that Carefirst Blue Choice will be open minded enough to review my case and see that the benefits of
Gastric Bypass Surgery far out weigh the drawbacks and approve me for this surgery.
[i] Duke Health / Health Services(website) - http://dukehealth.org/obesity/problem.asp Obesity as a Healthcare Problem [ii] Obesityhelp.com (website) - http://www.obesityhelp.com/morbidobesity/m-instrouble.phtml [iii] Weighing the Options - Criteria for Evaluating Weight-Management Programs. Institute of Medicine, National Academy of Sciences. 1995; 50-51. [iv] American Obesity Association (website) - http://www.obesity.org/treatment/health_plans_cover.shtml Why Health Plans Should Cover Treatments
for Obesity
My PCP's First Letter to Carefirst:
My patient, Shawna G, has suffered with morbid obesity since the age of eight. Ms. Greenway's weight classification as defined by the National Institute of Health is Super Morbidly Obese
and in itself should speak to the medical necessity for Gastric Bypass Surgery. If
her weight condition should go unchecked or untreated, the covered medical expenses related to complications associated with
morbid obesity will prove more costly to Carefirst Blue Choice than the approval and coverage of the gastric bypass as a treatment
for her comorbidities.
On exam, Ms. Greenway is 70.5 inches tall, weighs 404 lbs
and has a BMI of 55. Her vital signs are stable and heart and lung exams are
unremarkable. No hepatosplenomegaly is palpated.
Both knees are crepitant. Ms. Greenway is being treated for sleep apnea,
depression, bilateral knee osteoarthritis and hypertension. She also suffers
from gastric reflux, chronic sinusitis, plantar fasciitis and severe dyspnea with the slightest exertion.
Ms. Greenway has an extensive diet history including Richard Simmons, Dr. Atkins, Slim Fast, The Diet Center,
The All American Slim Down and The Carbohydrate Addicts Diet along with many exercise programs. She has also taken Meridia without results. Her mother, father,
sister, and grandparents are all obese.
I know Ms. Greenway to be extremely stable
and responsible and I strongly recommend that you approve her for Laparoscopic Gastric Bypass surgery. Please let me know if I can provide any further information or assistance.
PLASTIC
SURGERY LETTERS
To
Whom It May Concern:
This letter is asking for surgical authorization for reconstructive surgery after massive weight loss. Reconstructive surgery is performed on abnormal structures of the body. The reconstructive procedures along with the procedure codes are as follows:
Abdominoplasty CPT 15831
Mastopexy CPT 19316
Upper Arm Brachioplasty CPT 15836
Thighplasty CPT15832
Hip-Plasty CPT 15834
Over
a year ago, I was a 6 foot tall female weighing in at 445 lbs., giving me a body mass index of 60 (super morbidly obese). Through a miraculous and life saving operation, gastric bypass surgery, I have managed to lose 225 lbs and now weigh 220 lbs, putting my body mass index at 29 (overweight). Although my health has greatly improved, I now suffer from a large amount of skin (approx.
25-35 lbs) hanging off of my body causing me an all new set of health problems including, but not limited to, skin rashes,
recurring yeast infections (vaginal as well as under the folds of my pannus), fungal infections, open sores, boils, acne,
constant pain in my back and shoulders, hip pain and body odor. It will be impossible
for me to lose any more weight or improve the amount of skin hanging from my body without having it SURGICALLY REMOVED from my body.
I
have successfully lost 225 lbs due to permanent lifestyle changes and exercise but still am qualified as overweight because
of the weight of the skin. I am, however, constantly plagued with painful, seeping
rashes wherever my skin hangs or rubs together. Under my breasts, my hanging
stomach and between my thighs seem to be the main problem areas. Along with the
rashes and infections, comes the smell. I am meticulous about my personal hygiene,
and the odor is an ongoing battle for me. The skin irritations and odor have
become increasingly worse in the past couple of months and is making it extremely hard to keep up my workout regime as it
only increases the frequency and severity of the rashes, yeast infections, odor, etc.
To
treat these skin irritations and problems, I have tried several over the counter remedies, from powders, cortisone cream,
Neosporin and antibiotic sprays along with steroid creams and antifungal creams that were prescribed by my doctor or from
samples I obtained at her office. It
has become increasingly difficult, even with prescriptions, to cure these skin problems due to the fact that the healing skin
only gets irritated again with the movement of my body or simple everyday activities.
My other problems
with the weight of the skin is horrid back and shoulder pain. I have been increasingly
aware of the pain in my back, shoulders and hips as I exercise. But when sitting
at my desk during the day, I have pain going from the middle of my back up to my shoulders and on many days, it triggers migraine
headaches because of the pulling to my shoulders. I also now have painful grooves
on my shoulders that my bra strap digs into. My skin is literally against the
bone in the grooves. My hip pain usually occurs when I am at the gym exercising
and the skin is pulling at my abdomen and hips. I many times have pain in my
abdominal wall along with the hip and lower back pain from the weight of the skin pulling.
I have tried special bras, under garments and abdominal binders to help contain the pulling of the skin to a minimal
but none of them have had adequate support or resolve. The skin also greatly
limits my movements and any fast movement with my body, be it arms, legs or torso, causes me great pain.
I ask that you please grant my request for surgical authorization on the removal of excess skin due to the above medical
issues. Please also take into account the enclosed photographs to see the extent
of skin I have overhanging my stomach, hips, buttocks, upper arms, thighs and breasts.
I am not requesting these surgeries for cosmetic purposes, but to improve my overall health through reconstructive
surgery. Please see the attached letters from my PCP and reconstructive surgeon
supporting the medical necessity for these procedures.
|